Perhaps this is your year – the year you finally get to spend your time exactly how you want, and maybe slow down or call it quits from work. Whether now or later, these are some of the matters that you may want consider now.

Cross-site scripting is the main way viruses spread to our computers, especially from social-media sites.

Q: Hello, Greg and thank you for all your fun columns. I enjoy most the articles on cars from the 1950s, so can you tell me which American car manufacturer sold the most cars during the great decade of 1950? I think I know it is the Chevy, and then Ford. But how about after that? Thank you. Ben L., Evanston, Illinois.

Who are the managers you have had in the past that have inspired your management style?

Weekly financial Q-and-A, with advice on family loans and pushy debt collectors. 

Reader question: We sold a home in February 2013. We received a pre-approval letter from the buyer’s lender in March. Because of the buyer's pre-approval, we went out and purchased a home and put a $5,000 deposit down. The “old” home sale did not close on the designated closing date because the lender dragged their feet looking into their financial standing. The "new" home was to close a few days later. Because it did not (we needed the money from our closing), the sellers of this other house said we were in breach of contract, took back their home and kept the $5,000 deposit. Is the lender responsible because of their pre-approval? We would like to recover this $5,000 deposit. We are both seniors on a fixed income. Not wealthy. Any suggestions on how we can recover the deposit? Jim D.

Weekly business rail, with items on tax tips, selecting service providers and free cell phone service

It’s time to crank up the old AC. And whether you have wall units or central air conditioning, getting the most efficiency from your system may require some professional service.

Now that the real estate market is heated up, many people are seriously considering putting their house on the market. While this may be a good time to do so, consider these important factors before you get swept up in the hysteria of a hot seller’s market.

New 5G cellphone networks will be “hundreds of times” faster than 4G.

Student loans prevent a lot of recent graduates from saving money for their future. With financial rules changing all the time, getting a head start on saving becomes necessary for graduates.

Q: Hi, Greg. I may miss some of your columns, but not many, as my local paper has a special auto supplement. You do a good job, and the columns are all very interesting. In your Feb. 22 column this year, you point out that the 1957 Pontiac had the first 3x2 carb setup, which is correct. When you talked about the Tri-Powers that followed in 1958, you omitted the Chevy 348, but then mentioned it in your next column. However, I want to mention you also missed the 1958 Mercury 3x2, which was available in the Super Marauder 430 V8 that put out 400 horsepower. This rare option was stunning in its beauty between the air cleaner and valve covers.

What trumps an executive jet that seats six? Well, how about one that takes 10 passengers? For some people, bigger is always better. Houses, boats, wristwatches, cheeseburgers, cup sizes, computers ... a few extra feet, millimeters, layers, letters or gigabytes make all the difference. This is what I ponder when driving a Lexus LS460, especially so soon after falling a little bit in love with the company’s exquisite — but smaller — GS450h sedan. (Even if it is a hybrid.)

There are two great reasons I decided to write a column on this topic. The first is that the combination of good manners, respect for those you work with, and showing appreciation to those who work for you is not only good taste, it’s also good business. The second great reason for me writing this column is that it will make my mother proud. Yes, mom, all those years ago as a kid I was listening, thank you.

Weekly financial Q-and-A, with advice on life insurance and wills.

Weekly business rail, with stories on business technologies, ATM skimming and student loans.

Reader question: I am considering getting my real estate license. Is it better taking a course by a real estate company in hopes of getting hired by them or take a course online? Do the companies hire as many people as they can (to bring in more commission) or are they selective? How does that work?

Having more than one owner for just about anything may be appropriate for some married couples, but for non-married people, joint ownership often creates more problems than it’s worth.

My wife and I recently purchased a 2013 Honda Pilot. Our reason for purchasing was the four-wheel-drive feature, as we have had several Trailblazers and would have purchased another one but found out they are no longer available.

Hello, Greg. Can you tell me when the Chevy Powerglide two-speed automatic came into existence? It was a very popular transmission right on through the 1960s, and today many drag racing cars utilize Powerglide race units. When did it all start?  Stanley M., Pennsylvania.